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Impaired Annuity

  • If you are seriously ill with conditions such as cancer or heart disease you could qualify for the highest pension (also known as annuity) rates available - get your Impaired Pension/Annuity Quote here now.aaaa

  • An impaired annuity is personal to you and your condition so you need to tell the insurance companies everything you can to get the best rate possible. Compare providers using this online calculator and get your personal illustration. aaa

  • Before you purchase an annuity please do use our free Full Impaired Pension/Annuity Quote facility.

Who Can Apply For Impaired Life Annuities? 


Also commonly referred to as ill health annuities, these beneficial pension policies are primarily oriented towards individuals with serious, life threatening medical conditions. If you’ve been diagnosed with cancer, heart disease or other potentially lethal illnesses, you can qualify for generous impaired life annuity rates.


About The Rates


As these impaired annuities are completely customised for the individual in question, income rates vary considerably. Using our impaired life annuity calculator, we can provide you with a quote that will help you gain more insight into potential earnings as a result of your condition(s). We will work diligently to ensure that you receive the maximum possible income!


How Do You Apply?


If you are ready to apply for an impaired risk annuity, contact us today! We can help you through every step of the process, and will provide the information you need to gain a clear picture of the future health of your finances.


Buying An Impaired Annuity - Get The Best Rate:

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  • Finds the best rate from our panel of leading UK pension annuity providers.

  • Instant results on screen.

  • Gives an indication of what you could get:

Impaired Annuities

What Are Impaired Life Annuities?


Impaired life annuities are a valuable tool for people nearing retirement age who suffer from serious or debilitating medical conditions.

After a lifetime of hard work and responsibility, the last thing many of us want to worry about is whether or not our retirement will be affected by our current health condition.


An impaired life annuity pays more out to people with particular health problems (for example a triple heart bypass or type 1 diabetes) and reflects your own personal circumstances.


With impaired annuities no two people are alike and your full medical history will be considered, often, including reference to your doctor's records; this means you are giving yourself the best possible opportunity to receive a pension that reflects your personal situation.


Buyers are finding that the best impaired quote they are offered can be over 50% better than a standard annuity quote.


Our role is to help you to make sure all specialist providers are aware of your medical condition (there are only a handful of such providers) and liaise with them so that they can provide an accurate quotation based on your specific situation.


You must complete the Impaired Annuity Calculator as accurately and completely as possible; remember the more severe the conditions you disclose, the better the pension you get.


And don't forget your partner's medical history; give equal detail for his or her state of health if you are looking at a joint annuity.


MyLovelyRetirement is dedicated to ensuring that older adults have the resources they need to find an impaired life annuity product hat is perfectly aligned to their needs and expectations. If you’ve been diagnosed with a serious medical condition, such as Type 1 diabetes or cancer, impaired life annuity providers will offer you increased monthly payments throughout your retirement years. You’ve worked hard to contribute throughout your life, and there’s no reason that you shouldn’t receive the comfort and security you deserve due to unforeseen medical conditions!


At MyLovelyRetirement, we’ll take the time to ensure that you are 100% confident and happy with the decisions you’ve made. You can learn more about impaired life annuity providers and impaired life annuity rates by contacting us.


If you have any questions about our services or team, please don’t hesitate to ask! Our expert financial advisers will guide you through every stop of the process, ensuring that you’re not left with any unresolved concerns. We look forward to hearing from you! (MLR) is a trading style of Farsight Financial which is authorised and regulated by the Financial Conduct Authority.

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  • Gets quotes from our panel of leading UK pension annuity providers.

  • There's no obligation to buy.

  • Includes enhancements for impaired lives: