0161 408 3416

A guide to Annuities.


As retirement approaches, many individuals will be frantically trying to work out the best way in which to receive the money in their (.....)







By Alastair Miller on 28th January 2014.

MyLovelyRetirement widens its remit by linking to external partners.


MyLovelyRetirement, a UK-based online annuity service, has incorporated a new linking area into their website that provides visitors with quick access to (.....)





By Alastair Miller on 25th November 2013.

Who can benefit from an enhanced annuity?


With annuity rates currently at an all-time low, those seeking to purchase a plan are advised to thoroughly shop around (.....)







By Alastair Miller on 17th October 2013.

Retirement Savers Given Helping Hand as Annuity Rates Made Public


The term Annuity is defined as a stream of fixed payments. These can be made on a monthly, quarterly, half-yearly or annual basis. Upon reaching the age of retirement (.....)





By Alastair Miller on 26th September 2013.

Don't continue to accept annuities without alternatives.


With so many people purchasing annuities every year in the UK, it's vitally important that those of retirement age shop around to find the annuity tailored for their specific (.....)





By Alastair Miller on 8th October 2013.

Top reasons why delaying your annuity purchase is risky


With annuity rates low we are seeing more and more people delaying the purchase of an annuity in the hope that rates may improve over the next few (.....)





By Alastair Miller on 24th September 2013.

Dirty Trick Insurers!


Today the Daily Mail published a hard hitting article about the lack of progress insurers are making towards conforming with an industry code of practice designed to help retirees get the best deal when they (.....)





By Alastair Miller on 11th September 2013.

Vive Le Difference!


When buying your pension the most important thing to remember is we're all different and it's these differences that mean you may well get a much better annuity (pension) than the person sat next to you on the bus, your (.....)





By Alastair Miller on 3rd September 2013.

Diabetes Type-2 And Blueberries?


A study in the British Medical Journal has suggested that eating more fruit (especially blueberries, apples and grapes) could lead to a reduced risk of developing (.....)






By Alastair Miller on 30th August 2013.



Today insurance companies have, for the first time, been required by the ABI (the Association of British Insurers) to publish how much pension they pay to their customers in return for their pension fund when they (.....)





By Alastair Miller on 21st August 2013

Why you should shop around before purchasing your Annuity


With the Association of British Insurers having recently published annuity rates offered by its members, people are now realising how important it is to (.....)





By Alastair Miller on 25th September 2013.

A record of the posts from the past; summaries of and links to occasional posts about our thoughts on annuities and pensions in general. Feel free to contact us via the site to let us know what you think. is a trading style of Farsight Financial which is authorised and regulated by the Financial Conduct Authority.

Copyright 2013 all rights reserved.

Blog Archive

Great Minds........


It's not often that a topical issue gets the Daily Mail and Telegraph agreeing but it happened this week with both publications running articles highlighting the scandal around retiring workers being short changed when it comes to (.....)





By Alastair Miller on 28th September 2013.

Read More Read More Read More

Farsight Financial are delighted to announce the re-launch of their online annuity comparison service


The UK company have revamped their online site which offers an Annuity Comparison Service for those looking to get (.....)





By Alastair Miller on 24th September 2013.

Read More Read More

"Life In A Northern Town" & "London Girls"


The Office for National Statistics (ONS) has, for the first time, published estimates for healthy life expectancy in England. If you are a man born and raised in Manchester you will typically find your health beginning to (.....)





By Alastair Miller on 19th September 2013.

Read More Read More Read More

Blackpool Illumination


There's good news and bad for the residents of Blackpool, in the process of switching on their lights for another year; and I don't mean the last minute stepping in of (.....)






By Alastair Miller on 31st August 2013.

Read More Who Are We? Contact Us Home Read More Read More Contact Us Read More Read More

MyLovelyRetirement launch their brand new online “Annuity Beater” pension comparison service.


Mylovelyretirement has launched a free online pension/annuity comparison service which allows customers to (.....)





By Alastair Miller on 21st October 2013.

Read More

Watchdog steps up investigations into poor pension and annuity payouts.


It has recently come to light that the majority of those buying an annuity using current annuity rates in the UK are receiving poor (.....)






By Alastair Miller on 30th October 2013.

Read More

Annuity Rates At A 2-Year High!


Recently, studies undertaken by MGM financial advisers have shown that annuity rates increased by a staggering (.....)







By Alastair Miller on 10th November 2013.

Read More

How To Maximise Your Annuity Rate.


Although approaching retirement may be a scary or nerve-wracking idea, individuals have a number of annuity options at their disposal (.....)







By Alastair Miller on 19th November 2013.

Read More

Which Annuity Is Best For You?


For many individuals approaching retirement age, the prospect of becoming a pensioner holds with it an array of questions (.....)







By Alastair Miller on 25th November 2013.

Read More Read More 2

Retirement delays due to falling pension values.


Numerous recent surveys are suggesting that those in Britain who are currently reaching retirement age are less prepared than ever. Lacking in (.....)





By Alastair Miller on 2nd December 2013.

Read More

Only 19% of retirees have heard of a fixed term annuity.


When you're young, the idea of reaching retirement seems so far off that millions of Britons fail to prepare for this time in their life. Younger generations tend (.....)





By Alastair Miller on 9th December 2013.

Read More

140,000 Retirees each year sold the wrong Annuity.


In recent months, the UK has been discovering the shocking statistics surrounding the country's Annuity sales and how insurance providers are taking advantage of tend (.....)





By Alastair Miller on 12th December 2013.

Read More (MLR) is a trading style of Farsight Financial which is authorised and regulated by the Financial Conduct Authority. Welcomes The Watchdog Investigations Into The Annuity Market.


Recently, announcements made by the Financial Consumer Services Panel, a watchdog group associated with the UK (.....)





By Alastair Miller on 20th December 2013.

Read More

Getting an annuity: top tips for retirees.


Receiving the best retirement income is continuing to be a cause for concern, and with many pension pots now dwindling, it's never been more important to know how to get the (.....)






By Alastair Miller on 9th January 2014.

Read More

UK recovery set to drive up pensions.


Due to a Global Financial Crisis, the UK entered into a recession back in 2008 after seeing some of the highest economic growth rates in the 15 years prior to its downfall. The country suffered six consecutive quarters of (.....)





By Alastair Miller on 23rd January 2014.

Read More Read More

MyLovelyRetirement Offers Valuable Advice On Annuities To Pensioners.


In an effort to ensure that future pensioners across the UK have access to the information they need to make responsible decisions about their future financial plans (.....)





By Alastair Miller on 11th February 2014.

Read More

How To Avoid Losing Hard Earned Money On Your Annuity.


When it comes to selecting the most lucrative and rewarding pension for their golden years, many retirees have no idea where to begin their research. Studies have shown (.....)





By Alastair Miller on 12th February 2014.

Read More

Would Switchable Annuities Work? Pensions Minister Steve Webb Thinks So.


Recently proposed legislative reform would offer pensioners the opportunity to switch annuities in order to take advantage of the best financial options for their (.....)





By Alastair Miller on 17th February 2014.

Read More

Annuity rates recovered, but keep your eyes fixed.


Recent reports from the BBC have provided hope and optimism for current and future retirees across the UK. In 2013, it was reported, annuity rates broke a three year (.....)





By Alastair Miller on 24th February 2014.

Read More

God Bless The Revolution......


Apologies to all our followers for the lack of activity on the blog front recently; with the excitement of the budget news and advising many many people on what their options are and what they should do, I (.....)





By Alastair Miller on 29th April 2014.

Read More

'Reasons To Be Cheerful' 123


With apologies to the late, great Ian Drury there are reasons to be cheerful right now according to the 2014 Retirement Report from Scottish Widows (.....)






By Alastair Miller on 11th June 2014.

Read More