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Most experts now agree that more than 50% of all people buying an annuity could qualify for an enhancement of some kind. This means enhanced (and impaired) annuities are not just for the select few.
It is, however, critical to gather as much detail about your health and lifestyle to see whether you qualify and (more likely) by how much.
From relatively minor such as smoking and high blood pressure to the more severe such as cancer and heart disease, the enhancements could be surprising.
mylovelyretirement.co.uk is a trading style of Farsight Financial which is authorised and regulated by the Financial Conduct Authority.
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Figures taken from various specialist providers' statistics; actual rates and enhancements can vary and will depend on individual circumstances.
MyLovelyRetirement.co.uk (MLR) is a trading style of Farsight Financial which is authorised and regulated by the Financial Conduct Authority.